Gain peace of mind with Life Care

Applewood is a Continuing Care Retirement Community (CCRC), which means we accommodate all levels of senior living needs as residents grow and require additional care. Our Life Care Plan provides extraordinary peace of mind, with predictable monthly fees and the certainty your long-term care needs will be met no matter how your life may change. With Life Care, whether you transition from Independent Living to Assisted Living, or Assisted Living to Skilled Nursing or Memory Care, the monthly fee will remain relatively the same. Life Care is plan that you invest in today that protects you well into the future.

As you search for the right retirement solution, you may find it confusing to hear different terminologies like Continuing Care Retirement Community (CCRC), Life Care and Continuum of Care. These terms can be confusing for retirees searching for the best retirement living options. There are, however, important distinctions between retirement communities offering Life Care, those offering continuing care and those claiming to offer a continuum of care from independent living to assisted living, memory care and skilled nursing care. It’s important to understand these distinctions.

A Life Care community, like Applewood, is a type of retirement community that offers a full continuum of care designed to support residents if their healthcare needs change over time. A Life Care community typically includes independent residences, assisted living residences, secure memory care residences and a licensed nursing home – all on one campus. The Life Care designation – unlike a CCRC – refers to a specific license covered by a continuing care agreement that authorizes a long-term care insurance component as part of the contract for residency. This Life Care insurance component ensures that the monthly fees are fixed, subject only to annual increases established for all residents, whether living independently or requiring assisting living, memory care or nursing home care.

A Life Care community may use the terms Life Care community or Continuing Care Retirement Community when referring to its support services. On the flip side, a continuing care community may not use the term “Life Care” when referring to its retirement community. This can make it confusing as you are searching for options. Download our Guide To Senior Living for helpful checklists and tips as you search. Or, call us at 732-303-7416 to speak with one of our team members to learn more.

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